What's a closing date?
It's when you became (or will become) legal owners of your property.
Where do I find our closing date?
You can find the closing date in several places:
Closing disclosure: document provided by your mortgage lender
Settlement statement: also known as HUD-1 statement, provided by the title company or escrow agent
Title insurance policy: provided by your Title insurer and noted as effective date
Mortgage documents: mortgage or deed of trust documents
If you haven't yet closed on your purchase, you can find your expected closing date on your Purchase & Sale Agreement.
Why does it matter?
We ask co-owners to enter the same closing date:
For security
Because it's necessary for your Co-ownership Agreement
If you're the first co-owner to sign, you enter the closing date.
It's important that all co-owners enter the same closing date.
If you are invited to join the group and enter a closing date that's different from the date entered by the first co-owner, you won't be able to sign up.